Chris' Team

Stephen has spoken on hundreds of stages across the United States and worked with thousands of students, helping them realize and achieve their financial goals. Over those travels, and through attending several Masterminds each year, Stephen has built an extensive network of other like-minded individuals, creating a community that we call the “Campfire”.
Living in south Florida with his wife and son, Stephen not only talks the talk, but walks the walk every single day, growing his Real Estate & Consulting businesses and practicing financial strategies like self directing retirement dollars, the Infinite Banking Concept, Becoming The Bank, and eliminating the “3 Wealth Killers” from his life.
Stephen Nagy is dedicated to helping his students & clients learn financial education, how to take back control of their money, and helping them achieve their dreams by solving their money problem. Stephen now shares his experience, education, and strategies through weekly webinar trainings, Live events, and working with clients one on one.

Today, Craig is in what he calls his “refinement phase”—a time to be laser-focused on serving, sharing, and teaching. As Director of Advanced Services for BYOB Money School and the Chris Naugle Team, Craig works closely with real estate investors, entrepreneurs, business owners, and families looking for smarter ways to pay down debt, finance major purchases, and prepare for opportunity. These aren’t just policy illustrations, Craig guides clients through advanced Infinite Banking strategies customized to their specific goals.
Craig’s approach is never one-size-fits-all. He brings engineering precision to each client strategy—integrating debt flow, opportunity funds, and liquidity modeling to help people build their own banking system. It’s a bespoke process, tailored to create buying power and long-term wealth… not a cookie-cutter financial product.
“IBC is the foundation of my personal wealth strategy. It’s how I’ve built my ‘warehouses of wealth’—IBC policies that give me access to capital for major purchases and investments. My ah-ha moment? Realizing I need to do what the bankers do, not what they tell me to do.”
Since 2009, Craig has been living the Infinite Banking process and openly shares his personal experience. He speaks regularly on Money School livestreams and training, including the Wednesday Wealth Webinar, Ask Me Anything, The Private Money Club, and BYOB’s 3-Day Virtual Experience.

After 15 years in the corporate world, Brian faced significant financial losses, over $500,000 due to mismanagement. This led him to leave his 9-to-5 job and pursue entrepreneurship in real estate, private lending, and online businesses, eventually growing a financial education business to the Inc. 5000 list. About a decade ago, he discovered IBC, a strategy that transformed his financial outlook by enabling him to create a personal banking system.
As an authorized practitioner with the Nelson Nash Institute, Brian has impacted over 60,000 clients through his companies and educational platforms. He simplifies complex financial concepts, offers accessible financial education and personalized strategies.
Through The Money Multiplier, Brian teaches thousands how to “Become Your Own Banker” by using financial tools to grow and deploy capital tax-free. His focus on long-term wealth creation and financial control has made him a trusted source for those looking to take back control of their money and financial future.

Stephen’s mission is simple: help clients stop losing money unknowingly and unnecessarily. By applying the principles of IBC, he guides real estate investors, private lenders, and entrepreneurs on how to structure their cash flow to become their own banker, allowing them to amplify investment returns, unlock new opportunities, and keep their money compounding uninterrupted.
With firsthand experience in using IBC strategies to fund and expand his own real estate ventures, Stephen empowers others to do the same, turning capital inefficiencies into powerful wealth-building systems.

Now a key member of the Chris Naugle team, Carson teaches hundreds of clients how to think differently about money, showing them how to unlock the power of their capital through strategic financial tools. He specializes in helping real estate investors and everyday earners leverage IBC to accelerate their growth, gain confidence, and achieve greater control over their financial lives. Through workshops, webinars, and one-on-one mentor calls, Carson equips people with the mindset and methods needed to create wealth on their own terms.

Marius put the strategy into practice by purchasing his own car through Infinite Banking. Instead of losing money to a traditional lender, he’s getting back every dollar he put into the vehicle—while driving it, owning it, and creating wealth at the same time. That experience convinced him he would never rely on traditional banks again.
Today, Marius shares this powerful strategy with others, helping individuals and families create their own private banking systems to pay off debt, build wealth, and take control of their financial future. With a down-to-earth and relatable approach, he makes financial strategies simple, practical, and achievable for anyone ready to think differently about money.

As a founding force behind both The Money School and Private Money Club, Shawna has helped scale two companies from concept to multi-million dollar operations. Known for her sharp operational eye and ability to turn vision into execution, she leads with empathy, adapts quickly, and builds sustainable systems that empower both the team and the clients they serve.
She’s the implementer who rolls up her sleeves without hesitation, and the mom who always jumps in the pool, hair and all, with her daughter Harper. In both work and life, she shows up fully herself and leads with love.


In 2016, Devin had $300 to his name and a bankruptcy on his record. By 2020, he was a millionaire. The turning point? Discovering the Infinite Banking Concept (IBC).
After leaving his corporate job at Quicken Loans in 2019, Devin dove into real estate investing, closing his first seven deals through networking. Then a podcast introduced him to IBC, and everything changed. He began applying the strategy to fund his deals and quickly saw the power of becoming his own bank.
Devin started sharing what he was learning on TikTok in late 2020. His content exploded, and he’s since built a massive following by breaking down Infinite Banking in a way that’s clear, real, and actionable. Now, as a speaker and educator with the Chris Naugle Team, Devin empowers others to take control of their money and build lasting wealth.
